Used cars novated lease

Save with a used car novated lease

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http://Used%20car%20novated%20lease

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How novated leasing works

Novated leasing, the Flare way

Flare Cars is built on top of an existing salary packaging benefit, known as a novated lease. In short, it’s a method of financing either a new or used car, and it’s a pretty neat way of reducing your taxable income.

Your car costs are bundled together, and you can make your repayments from your pre-tax salary with approval from your employer. We’ll manage all of this for you, including setting up deductions directly from your pay.

Why Flare Cars?

Traditional car buying

  • Arduously slow

    Calling dealers, arranging test drives, wading through the credit check process—it’s a ton of work just to get a better deal.

  • A lonely island

    Financiers, dealers, vehicle delivery—it takes a village to bring all parties together. This might mean you’re filling out similar, manual forms, or repeating yourself multiple times to different people.

  • Clear as mud

    Lenders and dealers aren’t always upfront about how they make their money, and salary packaging or novated leasing may not be clearly (or consistently) explained to employees.

The Flare Cars difference

  • Less effort, maximum benefit

    We get it, life is busy. Flare Cars does all the hard work for you, from comparing the market to arranging for your salary packaging payments.

  • This time, it’s personal

    A dedicated leasing consultant will manage all parties and processes for you, consolidating information and managing each step through our fully digital experience (no paper forms, we promise).

  • Transparently clear

    With one simple, all-inclusive management fee, our costs are fully disclosed upfront so you can make an informed decision. No junk add-ons or insurance products that may diminish your savings, either.

You know you're going to be safe and comfortable with the Mitsubishi Outlander. The safety features give you confidence that you're going to stay out of trouble.

Kevin K

Engineer, NT

The Mercedes is a great run-around car that feels so comfortable and luxurious! My husband and I like to take it out to explore the city and visit new restaurants every Sunday.

Chavindhya D

Intake Officer, WA

My Flare leasing consultant Monica was absolutely fantastic. She kept me informed and was super helpful - a true testament to customer service.

Ashley D

Engineer, VIC

The experience was great. Wei was really helpful and answered all my questions, and the process was smooth and easy.

Paul C

Assistant Train Driver

I love the Hyundai Ionic 5 for its unique, modern Cyberpunk design, range efficiency, rapid charging, internal design and space, dual display, and modern safety features.

Jay J

IT Professional, VIC

I love my Toyota RAV4 because it's fuel efficient, fun to drive and a good size. Cost of petrol is going up so it's important to pick a car that will save you money in the long run.

Aston Y

Software Engineer, VIC

With the BYD it only costs us $12 - $15 to drive 1000kms. So it's been a really good change for our finances.

Nathan C

Mobile Road Safety Operator, Victoria

The Tesla Model Y was more affordable due to the . It's very efficient - once you get home, all you have to do is plug it in, and it's charging.

Danny L

Driver, VIC

I always wanted to have a brand-new car. Little did I know, I can do it now!

Loreen C

Analyst, Victoria

I've seen permanent employees enjoy these benefits before, but never contractors like me. So as soon as I saw the offer, I snapped it up!

Neil C

Consultant, Victoria

The Flare way

Flare Cars provides a full-service, 100% digital experience throughout the entire buying process.

Got questions?

We’ve got answers

  • What is a novated lease?

    Novated leasing is a salary packaging benefit for financing a new or used car. If you’re eligible through your employer, a novated lease could save you thousands every year by reducing your taxable income.

  • How does novated leasing work?

    Arranged as a three-way agreement between you, your employer, and a financier, novated leasing lets you use a mix of pre- and post-tax income to cover the lease and select ongoing costs. This includes things like fuel, tyres, and insurance, offering upfront savings for you and fewer out of pocket expenses as you go.

  • Are there any novated lease restrictions on used cars?

    The age of a used car must not exceed 15 years at the end of the lease term. For example, to lease a used car for 5 years, the car must be no older than 10 years at the start of the lease.

  • I've got a used car in mind. What are the next steps?

    If you're working with a dealership, you can request a quote and provide it to your Flare Cars leasing consultant. For marketplaces or third party website listings, simply share the links with your consultant and they'll help you explore your options. Just make sure not to sign any purchase contracts until your credit is approved.

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General disclaimer

*Information provided is general in nature. We have not taken into account your personal circumstances or financial objectives. Your actual savings are dependent on your personal circumstances, and tax exemptions are subject to eligibility. We recommend seeking independent legal, financial or other professional advice before making any decisions related to this information.