Many deals expire 31 March!
Compare & save on health cover now before premiums rise 1 April.
Find health cover that's fit for you
Compare private health insurance with Flare to see how much you could save on a policy tailored to you.
Get started below to find your ideal cover
Comparing is quick & easy
Compare policies for personalised quote
Experts cut through the complexity to save you time & money.
Switch or take out a new health policy
Found the one? We'll handle the paperwork & have you set up as soon as possible.
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It's always good to review your cover. Comparing policies with Flare is free & available throughout the year.
Featured offers from Compare Club
Plus, get up to $500 extra on eligible new policies*.
Get ready to
Beat the rate rise
Take the hassle out of health insurance.
30 day cooling-off period
You can cancel your policy any time during the first 30 days, unless you've made a claim.
It's easy to switch plans
Compare plans from trusted providers and switch for free, with no hidden fees and all paperwork handled for you.
Skip the wait
We’ll let you know which funds will let you skip waiting periods when you switch your cover.
A smarter move for high earners
Adding hospital cover can help you avoid the Medicare Levy Surcharge if you earn over $101,000 a year as a single person – or $202,000 as a family.
Got questions?
We’ve got answers
How much can I receive and how is it calculated?
You can receive a digital gift card worth up to $500 when you take out a new eligible health insurance policy through us. The exact value depends on the policy you choose. We will confirm the amount with you before you sign up.
When will I receive my gift card?
Eligible policy holders will receive their gift card via email in April 2026. The policy must have been active for at least 90 days, premiums must be fully paid, and all eligibility checks must be complete.
How will I know if I’m eligible?
You’re eligible if:
- You take out a new health insurance policy with Flare between 15 October and 31 December 2025.
- Your policy stays active for at least 90 days and your premiums are fully paid.
- You’re an Australian resident aged 18+ and a member of the Flare Benefits app.
- You haven’t claimed another gift card from Flare for a health insurance policy in the past 12 months (including through the Flare Benefits Allowance).
What happens if I cancel my policy before 90 days?
If you cancel your policy or it lapses before 90 days, or if your premiums aren’t fully paid, you won’t qualify for the gift card.
Does switching providers count as a new policy?
Important information
Quotes provided for health insurance policies are based on the information you provide. It is your responsibility to determine whether a health insurance policy is right for you. Read the policy document for information about inclusions, exclusions, waiting periods, annual limits, excesses and out-of-pocket costs.
We do not compare all products in the market. Certain health insurance policies may be unavailable from time to time. Not all policies are available to all customers.
You can see which Health Funds we have a partnership with here.
We may receive a commission if you take out a health insurance policy through us. Find out more about how we get paid.