Optimise your health cover

Quotes provided for health insurance policies are based on the information you provide. It is your responsibility to determine whether a health insurance policy is right for you. Read the policy document for information about inclusions, exclusions, waiting periods, annual limits, excesses and out-of-pocket costs.

We do not compare all products in the market. Certain health insurance policies may be unavailable from time to time. Not all policies are available to all customers.

You can see which Health Funds we have a partnership with here.

We may receive a commission if you take out a health insurance policy through us. Find out more about how we get paid.

Health allowance – Insurance with benefits.

Get a Gift Card worth up to $500 when you take out a new health insurance policy through us.

1. Here’s the deal:
   • Take out a new eligible health insurance policy through us between 15 October 2025 and 31 December 2025.
   • Eligible policies include hospital-only, extras-only, or combined hospital and extras policies.
   • If your policy remains active for 90 days, and your premiums are paid up, you’ll be entitled to receive a Gift Card.
   • The value of the Gift Card depends on the policy you choose. We’ll confirm the Gift Card amount before you sign up.
2. Who’s in the running for a Gift Card?
   You’re eligible if:
   • you’re an Australian resident who is at least 18 years old;
   • you’re a member of Flare Benefits; and
   • you haven’t claimed a Gift Card from us in the last 12 months for another health insurance policy (for example, as part of the Flare Benefits Allowance).

   If you work at Flare, MYOB or Compare Club (or your immediate family does), you can’t claim a Gift Card.

3. Conditions and Limitations
   • Only one Gift Card per customer.
   • Not available in conjunction with any other offer, including the Flare Benefits Allowance.
   • Use or redemption of a Gift Card is subject to the terms and conditions of the Gift Card issuer.
   • Gift Cards aren’t exchangeable or redeemable for cash.
   • Gift Cards will be sent by email in April 2026, once all eligibility requirements have been met and confirmed.
   • Taxes payable as a consequence of accepting a Gift Card are your responsibility.
   • We may receive a commission if you take out a health insurance policy through us.
   • It is your responsibility to determine whether a particular health insurance policy is right or appropriate for you.
   • We distribute certain health insurance products. We do not compare all products on the market.
4. Fine print
   • This promotion is governed by the laws in force in the state of New South Wales, Australia.
   • We reserve the right to discontinue this promotion at any time (but will still honour it for anyone who signs up before that happens).
   • We may collect and use personal information, and share it with third party providers to help us run the promotion and deliver our products and services. View our Privacy Policy and Privacy Collection Notice to find out more about how we handle personal information.
5. Definitions
   • Gift Card means a digital gift card with a face value between AUD$25 and AUD$500 which is redeemable at the Flare Benefits store and which can be swapped for digital gift card(s) issued by a range of third party retailers, including Coles, Woolworths and Amazon. We, us, our or Flare means Flare HR Pty Ltd (ABN 46 607 120 892) of Level 2, 309 Kent Street, Sydney, NSW 2000.
   • MYOB means MYOB Australia Pty Ltd (ABN 13 086 760 198) of Level 3, 168 Cremorne Street, Cremorne, VIC 3121.
   • Compare Club means Compare Club Australia Pty Ltd (ABN 29 634 600 007) of Level 10, 201 Sussex Street, Sydney, NSW 2000.