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What is a novated lease?

A novated lease is an arrangement between you, your employer and a financier for a period of time, between one to five years. You can still leave your employer during that time. If you do, you have the options to pay your car off, pay the financier directly or alternatively, you may be able to take the lease with you subject to your new employer’s approval.


Your employer makes before-and-after-tax deductions (known as salary sacrificing) to pay for your car and running costs, helping to save money on tax.


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Novated Leasing 101

Why choose a novated lease?

Full service concierge

We’ll take care of all the heavy lifting including test drives, negotiating the best price for you, and trading in your existing car

Full service concierge

Free your bank account from car expenses—car payments are budgeted upfront, and charged to a separate card

Full service concierge

Choose from new, used or even lease your current vehicle. We’ll help figure out the best solution for your unique circumstances

How to get a novated lease in 4 steps

When you decide on a novated lease with Flare, we’ll arrange everything for you from identifying and sourcing the car at a great price through our network, helping you apply for finance, to buying your car and having it delivered. We’ll manage the arrangement with you and your employer.
It’s that easy.

1. Initial quote and test drive
The first step is to reach out for an obligation-free consultation so we can get an understanding of your current situation, and run an initial quote on the car you want. Our dedicated team can organise test drives for you or even recommend other comparable models if your first choice is impacted by global supply delays.
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2. Finance
Once you're comfortable to proceed, the next step is to get credit approved. We'll take you through the digital application process and check your finance serviceability.
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3. Vehicle sourcing and settlement
We'll help you source a vehicle from our fleet of nationwide network dealers. We can access an increased supply of vehicles and negotiate driveaway price on your behalf. Upon signing a finalised quote, we'll work with your employer to sort out the logistics of your lease deductions.
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4. Your lease starts
Congratulations, you've got your new car. We'll provide you with a Flare Fuel Card to pay for fuel, servicing, tyres and some other running costs. For expenses where the card can't be used, you submit a claim for reimbursement via the online driver portal.
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